Financial Aid Stafford (Direct) Loan Counseling Requirements
Students who are requesting loans must complete the counseling sessions listed below - all of these sessions are online and available 24/7.
Stafford Direct Loan Applicants Subsidized Loans
Financial Literacy - three sessions
Direct Loan Entrance Counseling
Direct Loan Exit Counseling - must be completed before you receive the second disbursement.
Stafford Direct Loan Applicants un-Subsidized Loans
Financial Literacy - three sessions
In-depth Loan Counseling - two sessions
Direct Loan Entrance Counseling
Direct Loan Exit Counseling - must be completed before you receive the second disbursement.
Perkins Loan Applicants
Financial Literacy - three sessions
In-depth Loan Counseling - two sessions
Perkins Loan Entrance Counseling
Perkins Loan Exit Counseling - must be completed before you receive the second disbursement.
Counseling Access
Once you have completed the Stafford Direct Loan Counseling Sessions above, you will need to complete the following:
Stafford Direct Loan sessions at:
https://www.dl.ed.gov/borrower/CounselingSessions.do?cmd=initializeContext
Complete the electronic Master Promissory Note at:
https://dlenote.ed.gov/empn/index.jsp