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Health Insurance

​Health insurance is not required to access care at the Student Health Center.  Your health fee funds medical and mental health visits. However, the health fee does not cover primary care or specialized health services.  All registered OCC students, both domestic and international, are entitled to utilize the services offered through the Student Health Center for free or very minimal cost.  

Health insurance plans provide necessary additional medical and mental health coverage beyond what is offered through OCC Student Health Services.  Learn about your health insurance options below and get covered.  Having health insurance will provide you peace of mind and financial security so you can remain healthy and focus on earning a college degree.

1. International Student Health Insurance  

All international students must purchase the health insurance policy offered through the Global Engagement Center and maintain their coverage throughout their studies at Orange Coast College.  For additional information on renewing your insurance and using your insurance policy, please view the Global Engagement Center Medical Insurance overview.

2. Parent's Plan until Age 26

Young adults can now stay on a parent's health insurance plan until age 26.  They are eligible to join and remain on a parent's plan even if they are financially independent from their parents, do not live with their parents, are married, or are eligible for insurance through their employer.  Students often prefer to stay on their parent's insurance plan because it may have more benefits or be a lower cost.

3. Medi-Cal


Medi-Cal is a public health insurance program funded by the State of California and federal government.  This program offers free or low-cost health coverage for children, pregnant women and families of low-income.  Former foster youth can stay on Medi-Cal until age 26 regardless of income.  On January 1, 2014, California expanded Medi-Cal eligibility to low-income adults with no children.  Students with limited income and resources may now qualify for low-cost or no-cost health coverage through Medi-Cal.  Enrollment is available year-round. Click here to learn more about Medi-Cal.

3 Ways to Apply for Medi-Cal

  1. Online at  A single application will let you know if you qualify.
  2. By phone at 1-800-281-9799
  3. With in person help:
    • Go Direct Health Insurance Services. No appointment necessary. 
      • 2273 Harbor Blvd, Costa Mesa 92626
      • 18582 Beach Blvd, Huntington Beach, CA 92648 
    • Orange County Social Services Agency.  Offices located in Anaheim, Aliso Viejo, Santa Ana, Garden Grove, Westminster. Please view office locations.

Renewing Medi-Cal

  • Medi-Cal must be renewed every year.  A renewal packet will be mailed.  Complete and return. For help, contact your local Social Services Agency office.  Please view office locations.

4. Covered California

Covered California

Covered California is the online marketplace where California residents can shop for and compare quality health insurance plans and choose the one that works best for their health needs and budget.  Based on income and family size, many students may qualify for financial assistance.  This means that the government will pay for a portion of the student's health insurance premiums directly to the insurance company every month.  Students will get help paying for their premiums immediately, instead of having to wait until they file taxes.

Open Enrollment

The open enrollment period to apply and sign up for a Covered California health insurance plan happens once a year.  After the open enrollment period ends, you are only permitted to enroll in a Covered California health plan if you have a qualifying life event, such as losing your health coverage, getting married, moving outside your plan's coverage area, having a baby and turning 26.  Please view qualification for Special Enrollment

4 Ways to Apply & Enroll in Covered California

  1. Online at  Create an account to start your application or log in to renew, change or update your current health plan. 
  2. By phone at 1-800-300-1506.  A customer service representative will help you fill out an application, review your choices, and enroll in coverage.  Please view for help by phone in other languages.
  3. By mail. Fill out and mail in a paper application. You’ll get eligibility results in the mail within 2 weeks. Please view paper application.
  4. With in-person help. Free, confidential help with trained navigators is available at nearby Covered California Enrollment Centers.